No one wants to get into an accident, but it can happen. The entire process of filing a claim and receiving compensation can be daunting and stressful. Even a seemingly minor auto accident can lead to big hassles down the road. You can make it easier on yourself by following these two critical steps.
Document Your Accident
Not all auto accidents result from traveling excessive speeds. Statistics show that cars and trucks traveling less than 10 mph can produce substantial damages to other vehicles. Drivers traveling up to 5 mph can also cause physical injuries in unsuspecting motorists. It is not unheard of to have internal neck and back injuries like whiplash from slow-moving accidents.
If you are not incapacitated from your injuries, take detailed pictures of the incident. Use your cell phone camera to snap images of the other driver's vehicle and yours. Along with the other driver's name, contact information, car information, pictures of the scene are essential.
Make sure to document:
· the position of the other driver's car
· the position of your car
· all visible damages to the paint, tires, windshield, doors, and frame of your car
· tire markings on the road, including all skid marks
· broken glass on the ground
· location of the accident, including any noticeable intersections, street signs and landmarks
You have a right to document your accident just like car insurance companies. Do not be afraid to do so.
Hire an Attorney
Most people avoid hiring auto attorneys, because they think their injuries are too minor to pursue higher compensation. Others choose not to do so, if the insurance company is willing to settle quickly. There are several reasons why you should not settle without an attorney - or avoid his or her legal advice. The most important is the verbal and written statement.
Most auto insurance providers want you to call in and file your claim immediately after the accident. During this call, they may ask you to do two things: verbally and physically make a statement. The verbal statement involves answering a number of questions over the phone regarding your accident. The physical portion involves receiving, signing and returning a signed statement.
The insurance claims adjuster may ask you four key things:
· What happened?
· Who was at fault?
· When did the accident occur?
· Where did it occur?
Do not do either until you speak with an auto accident lawyer. You have many options for finding a lawyer like finding one at Dorian Goldstein Rochestie Wisniewski & Parlow PC. You have to be careful about who you trust. The moment you sign away your rights, you may lose the opportunity to obtain the maximum amount allowed for your claim. In most cases, the amount could be as much as one-third higher than what insurance companies offer.
You should understand that minor or unseen injuries could become huge medical crises a few days, weeks or even months after an auto accident. Let your attorney go over your case first. You should make your free consultation call or meeting within two to three days after your accident.Share